@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--ink:#112a40;--muted:#506477;--blue:#195bdf;--navy:#071d32;--paper:#f5f8fc;--line:#dce5ee}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:#fff;color:var(--ink);font-family:'DM Sans',sans-serif;font-size:17px;line-height:1.65}h1,h2,h3,.brand{font-family:Manrope,sans-serif;line-height:1.13;letter-spacing:-.035em}a{color:var(--blue);text-underline-offset:4px}a:hover{color:#103e98}button,a{-webkit-tap-highlight-color:transparent}a:focus-visible,summary:focus-visible{outline:3px solid #ffb443;outline-offset:6px}img{max-width:100%;display:block}h1{font-size:clamp(3rem,5.8vw,5.6rem);font-weight:700;margin:20px 0 28px;max-width:850px}h2{font-size:clamp(2rem,3.5vw,3.35rem);margin:16px 0 25px}h3{font-size:1.35rem;margin:0 0 18px}p{margin:0 0 22px}.wrap{width:min(1240px,calc(100% - 80px));margin:auto}.eyebrow{text-transform:uppercase;letter-spacing:.17em;font-size:.8rem;font-weight:700;color:var(--blue)}.muted{color:var(--muted)}.small{font-size:.9rem}.skip{position:absolute;top:-100px;background:white;padding:12px;z-index:50}.skip:focus{top:0}header{border-bottom:1px solid var(--line);background:rgba(255,255,255,.97);position:sticky;top:0;z-index:20}.nav{display:flex;align-items:center;justify-content:space-between;min-height:88px;gap:20px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);font-weight:800;font-size:1.1rem;letter-spacing:-.02em}.brand img{width:44px;height:44px;border-radius:12px}.navlinks{display:flex;align-items:center;gap:28px}.navlinks>a{text-decoration:none;color:var(--ink);font-size:.95rem;font-weight:600}.navlinks .button{color:white}.button{display:inline-flex;align-items:center;justify-content:center;gap:12px;background:var(--blue);color:white;text-decoration:none;border-radius:8px;padding:13px 22px;font-weight:700;line-height:1.5}.button:hover{background:#1246b0;color:white}.store{background:var(--navy);padding:10px 23px;gap:13px;text-align:left;min-height:64px}.store .apple{font-size:2.1rem;line-height:1}.store span small{display:block;font-size:.75rem;font-weight:400}.store strong{font-size:1.45rem;line-height:1.05;display:block}.hero{padding:84px 0 74px;background:linear-gradient(105deg,#f5f8fc 0%,#fff 64%);overflow:hidden}.herogrid{display:grid;grid-template-columns:1.3fr .8fr;align-items:center;gap:64px}.hero h1 span{color:var(--blue)}.intro{font-size:1.2rem;max-width:570px;color:var(--muted)}.hero .small{margin-top:18px}.appstage{position:relative;display:flex;justify-content:center;align-items:center;background:#e9f0fc;border-radius:180px 180px 30px 30px;padding:28px 30px;min-height:580px}.screen{width:246px;border-radius:28px;border:7px solid var(--navy);box-shadow:0 28px 50px #112a402b;transform:rotate(3deg);height:auto}.appstage figcaption{position:absolute;bottom:0;left:0;right:0;text-align:center;font-size:.78rem;color:var(--muted);transform:translateY(30px)}.caption{font-size:.85rem;color:var(--muted)}.statline{display:flex;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:24px 0;gap:45px;margin-top:44px;max-width:570px}.statline strong{font-size:1.5rem;display:block;letter-spacing:-.03em}.statline span{font-size:.85rem;color:var(--muted)}.agencybar{padding:24px 0;border-bottom:1px solid var(--line)}.agencybar .wrap{display:flex;gap:30px;align-items:center;flex-wrap:wrap}.agencybar .eyebrow{color:var(--muted);font-size:.75rem}.agencybar b{font-family:Manrope;font-size:1rem}.section{padding:95px 0}.sectionhead{display:flex;justify-content:space-between;gap:50px;align-items:end;margin-bottom:42px}.sectionhead h2{max-width:660px;margin-bottom:0}.sectionhead p{max-width:350px;color:var(--muted);margin:0}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.feature{padding:32px;border:1px solid var(--line);border-radius:12px;background:white}.feature .number{display:block;font-size:.8rem;color:var(--blue);font-weight:700;margin-bottom:36px}.feature p{font-size:1rem;color:var(--muted);margin:0}.feature ul{padding-left:19px;margin-bottom:0;font-size:.95rem;color:var(--muted)}.dark{background:var(--navy);color:white}.dark .eyebrow{color:#8cb6ff}.split{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}.dark p{color:#bfcede}.checks{list-style:none;padding:0}.checks li{padding:18px 0;border-bottom:1px solid #ffffff26}.checks li:before{content:'✓';color:#7de0c4;margin-right:14px}.report-tag{font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;color:#a4bbd0}.reportpanel{padding:38px;background:#102d48;border:1px solid #ffffff24;border-radius:12px}.reportpanel h3{font-size:1.6rem;color:white;margin-top:14px}.reportrow{display:flex;justify-content:space-between;padding:17px 0;border-top:1px solid #ffffff22;font-size:.95rem}.reportrow span{color:#c9d8e6}.reportrow b{font-weight:500}.reportpanel .caption{color:#b4c7d8;margin:18px 0 0}.soft{background:var(--paper)}.pricebox{background:white;border:1px solid var(--line);padding:45px;border-radius:12px}.price{font-family:Manrope;font-weight:800;font-size:4rem;line-height:1.1;letter-spacing:-.05em}.price small{font-size:1.1rem;font-weight:500;letter-spacing:0;color:var(--muted)}.pricebox .checks li{border-color:var(--line)}.pricebox .checks li:before{color:var(--blue)}.pricebox .button{width:100%;margin:20px 0}.articlecard{border-top:2px solid var(--ink);padding:27px 0}.articlecard .tag{font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:17px}.articlecard h3{font-size:1.55rem;line-height:1.25}.articlecard h3 a{color:var(--ink);text-decoration:none}.articlecard h3 a:hover{text-decoration:underline}.articlecard p{color:var(--muted);font-size:1rem}.articlecard>a{font-size:.9rem;font-weight:700}.faq{max-width:850px}.faq details{border-top:1px solid var(--line);padding:22px 0}.faq summary{cursor:pointer;font-weight:700;font-size:1.05rem}.faq details p{margin:18px 0 0;color:var(--muted)}.finalcta{padding:70px 0;background:#195bdf;color:white}.finalcta .wrap{display:flex;justify-content:space-between;align-items:center;gap:40px}.finalcta h2{max-width:690px;margin:0}.finalcta .button{flex-shrink:0}footer{padding:50px 0;background:var(--navy);color:#b9cbdc;font-size:.85rem}footer .brand{color:white}footer .footer-top{display:flex;justify-content:space-between;gap:40px;margin-bottom:40px}footer nav{display:flex;gap:24px;flex-wrap:wrap}footer a{color:#cfdef0}footer p{max-width:1050px}.articlehero{padding:65px 0 48px;background:var(--paper)}.articlehero h1{font-size:clamp(2.7rem,4.5vw,4.6rem);max-width:950px}.breadcrumb{font-size:.9rem;margin-bottom:24px}.articlelayout{display:grid;grid-template-columns:minmax(0,760px) 280px;gap:80px;padding:65px 0 90px}.prose h2{font-size:1.9rem;margin:42px 0 18px}.prose h3{font-size:1.3rem;margin-top:28px}.prose p,.prose li{color:#344c60}.prose li{margin-bottom:12px}.prose .takeaway{padding:26px;border-left:3px solid var(--blue);background:var(--paper);margin-bottom:35px}.prose .takeaway p{margin:0}.aside{align-self:start;position:sticky;top:118px;background:var(--paper);padding:27px;border-radius:10px}.aside h3{font-size:1.4rem}.aside p{font-size:.95rem}.sources{padding-top:25px;border-top:1px solid var(--line);margin-top:40px;font-size:.9rem}.sources li{margin-bottom:8px}.article-index{padding-top:60px}.notfound{text-align:center;min-height:60vh;padding:90px 30px}@media(max-width:1000px){.herogrid{gap:30px;grid-template-columns:1.2fr .8fr}.appstage{padding:20px;min-height:500px}.screen{width:205px}.split{gap:45px}.navlinks{gap:18px}.grid3{gap:20px}.feature{padding:24px}.articlelayout{gap:35px;grid-template-columns:minmax(0,1fr) 250px}}@media(max-width:760px){.wrap{width:calc(100% - 40px)}.nav{min-height:76px}.brand{font-size:.95rem}.brand img{width:36px;height:36px}.navlinks>a:not(.button){display:none}.navlinks .button{padding:10px 14px;font-size:.85rem}.hero{padding:45px 0 64px}.herogrid,.split,.articlelayout{grid-template-columns:1fr;gap:38px}.hero h1{font-size:3.4rem;max-width:590px}.intro{font-size:1.1rem}.statline{gap:32px;margin-top:32px}.appstage{margin:0 25px;min-height:440px;padding:25px}.screen{width:190px}.agencybar .wrap{gap:15px 26px}.agencybar .eyebrow{width:100%}.section{padding:62px 0}.sectionhead{display:block;margin-bottom:32px}.sectionhead p{margin-top:24px;max-width:none}.grid3{grid-template-columns:1fr}.feature .number{margin-bottom:20px}.reportpanel,.pricebox{padding:27px}.finalcta .wrap{display:block}.finalcta h2{margin-bottom:30px}.footer-top{flex-direction:column}.articlehero{padding-top:40px}.articlelayout{padding-top:35px}.aside{position:static}.articlehero h1{font-size:2.7rem}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Article and policy reading widths; keep guides reachable on narrow screens. */
.hero h1 em{font-style:normal;font-size:.58em;letter-spacing:-.025em}.coverage-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.coverage-grid .feature ul{font-size:1rem;line-height:1.65}.coverage-grid .feature li{margin:12px 0}.coverage-grid .coverage-note{font-size:.875rem;line-height:1.6;margin-top:22px}.legal-feature{background:#f0f5ff;border-color:#c6d8fa}.documents-feature{grid-column:1/-1}.documents-feature ul{columns:2;column-gap:50px}.documents-feature li{break-inside:avoid}.coverage-footnote{border-left:3px solid var(--blue);padding:20px 25px;margin-top:30px;background:var(--paper)}.coverage-footnote p{font-size:.95rem;color:var(--muted);margin:8px 0 0}@media(max-width:760px){.coverage-grid{grid-template-columns:1fr}.documents-feature{grid-column:auto}.documents-feature ul{columns:1}.hero h1{overflow-wrap:normal}}
.policy{max-width:800px;padding-bottom:90px}.prose a{text-decoration:underline;text-underline-offset:3px}.store strong{font-size:1.1rem}.store{white-space:normal;max-width:100%}
@media(max-width:760px){.nav{flex-wrap:wrap;gap:12px;padding:12px 0}.navlinks a[href="/articles/"]{display:inline-flex;font-size:.875rem}.navlinks{gap:14px}.brand{font-size:.875rem}.policy{padding-bottom:60px}.hero h1{font-size:2.9rem}}